A Fascinating Behind-the-Scenes Look at Gloria Gaither Health.

What is Gloria Gaither’s health?

Gloria Gaither Health is a new type of health insurance that was created by the Gaithersburg, MD-based American Health Dynamics. This company is taking a different approach to healthcare by offering different levels of coverage and pricing according to your needs as you get older. Gloria gaither health provides consumers with a life insurance policy that provides payments in the event of death or catastrophic illness. 

It also offers pay-for-use services such as physical therapy, chiropractic care, acupuncture and massage therapy. This type of policy may change your understanding about how long term care works best for you in the future because it includes assets along with premiums and coverage policies.

Use:

The American Health Dynamics’ Gloria Gaither Health Policy is able to be purchased by anyone, from an individual to a large group of family members. Any insured person may purchase this policy providing they meet the requirements set forth by the insurance company. Because of this policy’s flexibility, anyone can purchase it and provide themselves with the benefits that are promised in case of illness or injury.

Payment:

There are two different levels of coverage available through Gloria Gaither Health as well as a variety of pricing plans. In order to get the most coverage for your money, you will want to opt for the insurance that has a 43% discount on premiums each year. The 43% discount is available to those who purchase the policy when they are between the ages of 25 and 34. The pricing discounts diminish as you age and time passes, until you’re paying around 10% off by the time you’re in your 60s.

Purpose:

The Gloria Gaither Health Policy was created to provide individuals with protection against unexpected major medical expenses without having to enter the traditional long-term care insurance market. The policy provides individuals with “pay-for-use” services that can help a person maintain their independence and quality of life for as long as possible. The policy also includes a life insurance component that provides as much as $50,000 in death benefits. This policy is meant to provide individuals with long-term care solutions that are unique and affordable.

Facts:

Securing your care, particularly important with the aging of the baby boomers, is a constant concern of many Americans. Long term care insurance is considered by most to be a “necessary evil”, but you may want to look at all your options before you make that determination. Do you have any money saved up outside of your retirement accounts? How about equity in your home? These are things for which you can qualify for government assistance at some time down the road if necessary. If you don’t qualify now, do you have kids who are aging and might need homeschooling? Do your children have the ability to provide financial assistance? If so, that may be a more viable option.

If you do not have any savings set aside to cover even a couple of weeks in a nursing home, then it is obviously wise to buy long term care insurance coverage. Long term care insurance can help protect against the financial loss that comes from paying out-of-pocket for long term care and other medical expenses after retirement age. 

Gloria Gaither Health is an example of how to create an affordable and flexible healthcare solution that fits into any budget. What attracts so many people to this type of plan is the high level of personal choice that comes with the purchase. After an individual purchases a policy, the insured will have access to pay-for-use healthcare services that include [DENTAL SERVICES, medical services, chiropractic care, massage therapy, acupuncture, physical therapy and more.] For example, individuals can choose their own doctor or specialist without any additional costs. 

Things to know:

An individual who is interested in purchasing a Gloria Gaither Health policy has some questions to ask himself before making a final decision. These include the length of time that you would want to insure for and what level of coverage you want. 

There are two different types of Gloria Gaither Health policies available that differ in how much premium discounts are applied to the premiums. The differences between the two levels of premium discounts is based on how old an individual is when he or she makes a purchase. The premium discounts for the first year (i.e., 43% discount) are available to people between 25 and 34 years old, while the premium discounts from age 35 until age 44 are available only to people who make a purchase when they’re between 45 and 54 years old. In either case, the discount will be applied to premiums based on an annual basis.

There’s a new type of health insurance on the market that comes with pay-for-use healthcare services and cash in case of death. Known as gloria gaither health, this new insurance policy was created by American Health Dynamics, Inc., a company based out of Gaithersburg, Maryland that strives to solve issues related to healthcare costs with innovative solutions and products.