Injuries at work can be severe, and in some cases, they can even lead to death. Thankfully, for workers in the United States, a system benefits those injured on the job.
Workmen’s comp is a program that offers financial assistance and medical coverage to employees who are injured while working. In this post, we’re going to look at some of the most common injuries covered by workmen’s compensation. Keep reading to learn more.
Workmen’s compensation covers various injuries, but one of the most common types is musculoskeletal injuries. These are injuries to the muscles, tendons, ligaments, and bones. Musculoskeletal injuries can be caused by various things, such as lifting heavy objects, repetitive motions, or slips and falls.
Musculoskeletal injuries include pain, stiffness, swelling, and limited range of motion. If you think you have sustained a musculoskeletal injury at work, it is essential to seek medical attention as soon as possible. Your employer should file a report with their workmen’s compensation insurance carrier. You may be entitled to benefits such as medical treatment and lost wages.
Sprains and strains are common injuries that workmen’s compensation covers. A sprain is an injury to a ligament, while a strain is an injury to a muscle or tendon. Sprains and strains can be caused by the same things that cause musculoskeletal injuries, such as lifting heavy objects, repetitive motions, or sudden movements.
Treatment for sprains and strains typically involves rest, ice, compression, and elevation (RICE). In some cases, physical therapy may also be necessary. Severe sprains and strains may require surgery.
Another common type of injury that workmen’s compensation covers are fractures. A fracture is a break in a bone. Fractures can be caused by falls, car accidents, or other trauma to the body.
A dislocation is when a bone pops out of its socket. Dislocations can be caused by the same things that cause fractures, like falling or being hit by something. Sometimes dislocations happen because of repetitive motions, like typing or lifting something the wrong way. Dislocations can be very painful and often require surgery to fix.
Sometimes, the bone doesn’t go back into the socket on its own, and surgery is needed to put it back in place. Physical therapy is also often required to help the person regain full use of the injured joint. Workmen’s comp will usually cover all of these costs and any missed time from work.
Lastly, concussions are an injury that workmen’s compensation covers. A concussion is a brain injury that can occur when the head is hit or shaken violently. Concussions can be caused by falls, car accidents, or other trauma to the head.
Workmen’s comp is an important safety net for employees who are injured on the job. By understanding what type of injuries are covered, workers can be better prepared in case of an accident. If you have been injured while working, it is essential to seek legal counsel to help you receive the benefits you deserve.
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